Webheay is an AI-powered data intelligence platform built for UK freelancers. It analyses market data in real time, calibrates risk around your runway, and helps surplus from a finished project keep working while you focus on the next one.
Read-only connections · You stay in control · No lock-ins
Based on macro signals, volatility and your 4-month runway setting.
A large invoice lands after weeks of delivery. Part of it is already spoken for — tax, VAT, rent, and a buffer until the next contract. What remains often sits idle in a current account because researching markets between deadlines feels unrealistic.
Manual investing adds pressure at exactly the wrong moment. Charts demand attention during delivery weeks, and cautious cash drag erodes value during quieter months. Webheay bridges that gap with continuous analysis and clear, measured recommendations tuned to variable income.
Define your tax set-aside, short-term runway and comfort with fluctuation. The engine calibrates thresholds around those reserves first, then considers growth for genuine surplus only.
Four connected engines handle the heavy analysis, so you receive concise guidance rather than raw data. Each recommendation shows its reasoning and risk context in plain English.
The engine reviews macro indicators, volatility regimes and liquidity signals as they develop. It then maps those findings against your runway length and upcoming invoice gaps.
Tax set-asides and short-term living costs are ring-fenced from higher-volatility suggestions. If conditions deteriorate, rebalancing prompts prioritise capital preservation.
Tell Webheay when contracts pause or payments are due. Guidance adjusts for lean weeks, so liquidity is available between projects without last-minute selling.
A short daily digest explains what changed, what it means for your reserves, and what action — if any — is sensible. No tickers, no noise, no pressure to trade.
Instead of selective marketing claims, Webheay publishes timestamped logs of predictive accuracy and risk calibrations. Each entry carries a verification hash so independent peers and analysts can audit the sequence and confirm nothing was edited retrospectively.
| Run ID | Model | Risk score | Predicted range | Actual outcome | Variance | Hash |
|---|---|---|---|---|---|---|
| WH-4821 | v4.2 cautious | 3 / 10 | +0.4 to +1.1% | +0.7% | Within range | a3f9…c41d |
| WH-4819 | v4.2 balanced | 5 / 10 | +0.2 to +1.6% | +0.1% | −0.1pp | 7b2e…90aa |
| WH-4814 | v4.1 cautious | 2 / 10 | +0.1 to +0.8% | +0.5% | Within range | e81c…33f0 |
| WH-4809 | v4.1 reserve-shield | 2 / 10 | Capital preserved | Preserved | Matched | c4d7…1b9e |
Illustrative table format showing how entries appear. Full history includes timestamps, input datasets and methodology notes.
A calm three-step setup takes the place of hours of manual research. You define boundaries once, then receive steady guidance you can accept, adjust or ignore.
Link business reserves with read-only access and outline essentials: tax set-aside, monthly costs and how many months of cover you need between contracts.
The engine reviews macro data and market conditions, then sets thresholds that keep protected funds separate from surplus available for measured growth.
Get actionable suggestions and rebalancing prompts in plain English. Approve changes on your terms, with full visibility of reasoning and risk scores.
Practical detail for sole traders, Ltd directors and independent consultants managing their own reserves.
Models weight your cashflow pattern alongside market data. You record expected invoices, gaps and retainers, and the system treats upcoming shortfalls as a constraint. When a lean period approaches, guidance favours liquidity and smaller allocation ranges rather than assuming steady monthly contributions.
Each log entry records the model version, date, risk score, predicted range, actual outcome and variance, plus a verification hash. The sequence is append-only, so the community can check consistency over time. It is evidence of method, not a promise of future returns.
You mark funds as protected — for example Self Assessment, VAT or three months of living costs. Those amounts are excluded from growth-oriented suggestions and assigned the lowest risk tolerance. If volatility rises, the system recommends preserving those buffers first.
Access is read-only for analysis, encrypted in transit and at rest, and hosted with UK data residency principles. You decide what to connect, you approve any action, and you can disconnect or delete your profile whenever you choose.
Plans are month-to-month with no lock-in, designed for project cycles. You can move to a lighter tier or pause during gaps and retain access to your logs and risk profile. Full terms are explained before you create an account.
Inspect the methodology first, then configure a risk profile that fits your reserves. Transparent logs, measured guidance and no pressure to commit.